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In most international locations, life and non-life insurers are topic to completely different regulatory regimes and totally different tax and accounting rules. The main cause for the excellence between the 2 types of firm is that life, annuity, and pension business may be very long-term in nature – protection for all times assurance or a pension can cowl dangers over many decades By contrast, non-life insurance coverage cover normally covers a shorter period, such as one yr.
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