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An entity which gives insurance coverage is named an insurer, insurance firm, insurance coverage service or underwriter An individual or entity who buys insurance coverage is named an insured or as a policyholder. The insurance transaction includes the insured assuming a assured and recognized relatively small loss in the form of fee to the insurer in trade for the insurer’s promise to compensate the insured in the occasion of a lined loss. The loss may or will not be financial, but it surely must be reducible to monetary terms, and often entails one thing in which the insured has an insurable curiosity established by possession, possession, or pre-present relationship.
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