Participation of marginal farmers in crop insurance scheme declines

The participation of marginal farmers and all those belonging to the standard category has declined in the Central government’s Pradhan Mantri Fasal Bima Yojana (PMFBY) in the final three decades. At the very same time, the number of OBC farmers opting for PMFBY has considerably gone up.

The info offered with the Ministry of Agriculture’s PMFBY website demonstrate that out of overall farmers in the team of marginal, compact and other farmers who opted for crop coverage in the Kharif season, the number of marginal farmers has declined from eighteen.08 per cent in 2018 to 16.55 per cent in 2020.

Modest farmers

For Rabi season, it has gone down from 19.eighteen per cent to 17.39 per cent all through the very same period. The number of compact farmers comprises a major chunk of farmers opting for the coverage scheme. For the two Kharif and Rabi seasons, participation of compact farmers in the scheme is higher than sixty per cent. Participation of compact farmers in the scheme has gone up all through two cropping seasons.

According to the Agricultural Census, marginal farmers are all those who maintain land beneath one hectare while compact farmers are all those who have land keeping concerning one and 2 hectare.

Modest and marginal holdings (beneath two hectares) constitute 86.21 per cent of the overall landholdings. Marginal, compact and medium landholdings constitute the major share of the cultivated place while substantial land holdings account for only nine per cent of the overall operational place.

In the team of SC, ST, standard and OBC category the percentage of standard category farmers collaborating in the scheme has steadily declined from 45 per cent in 2018 to 35.fifty per cent in 2020 for Kharif and from 51.94 per cent to 41.79 per cent for Rabi.

But the number of OBC farmers opting for PMFBY has gone up from 41.73 per cent in 2018 to forty nine.fifteen per cent in 2020 for Kharif and from 37.84 per cent to forty seven.39 per cent for Rabi season all through the very same period.

The percentage of SC and ST farmers has remained beneath nine per cent for Rabi and Kharif concerning 2018 and 2020. Male farmers dominate the chart of the coverage scheme. Not astonishingly even as girls toil in fields, possession stays with men. But there is a compact ray of hope. According to the tenth Agricultural Census, the percentage of landholders who are girls has improved from twelve.79 per cent in 2010-11 to 13.87 per cent in 2015-16.


Statements compensated

The government released the PMFBY in 2016 with the aim to reinforce hazard protection of crops for farmers. High quality price above and higher than the farmer share is similarly subsidised by the States and Centre. According to the Ministry of Agriculture, the average sum insured per hectare has improved from ₹15,one hundred all through the pre-PMFBY Schemes to ₹40,seven-hundred under PMFBY. The scheme covers above 5.5 crore farmer purposes 12 months on 12 months. To date, claims really worth ₹90,000 crore have now been compensated out under the scheme “Even all through Covid-19 lockdown period just about 70 lakh farmers benefited and claims really worth ₹8,741.thirty crore had been transferred to the beneficiaries,” in accordance to the Ministry info unveiled in January 2021.