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Particular loss: The loss takes place at a identified time, in a known place, and from a known cause. The basic example is the dying of an insured person on a life insurance coverage policy. Fireplace , vehicle accidents , and employee injuries might all easily meet this criterion. Different types of losses might solely be particular in idea. Occupational illness , for instance, may involve extended exposure to injurious circumstances the place no specific time, place, or cause is identifiable. Ideally, the … Read More